Since 1985, Ken and Lorraine Decker provided corporate-sponsored financial education workshops to more than 100,000 employees worldwide, winning numerous awards.

In 2003, Habitat For Humanity asked the Deckers to conduct pro-bono financial education classes for Habitat families. The workshops resulted in Habitat families increasing their income and savings. It also resulted in teens attending the programs with a desire to have a self-sustaining future.

Skills For Living (S4L) and Financial Mentors of America, Inc. (FMA) were formed and received non-profit status in 2004. S4L’s focus was adult financial literacy.  FMA’s focus is youth financial education.

FDIC Chairman's aware for innovation in financial educationLorraine managed the two non-profits and created award winning programs. FDIC presented her with the Chairman’s Award for Innovation in Financial Education and she received the Encore organization’s 2012 Purpose Prize of $100,000.

On December 31, 2012 Lorraine left S4L to focus efforts on underserved teens to achieve socio-economic transformation.  The purpose prize 2012 winnerShe and Ken donated the Purpose Prize to FMA with the goal of expanding the Game of Real Life (GAME) to thousands of middle school, high school and university students.